Frequently Asked Real Estate Questions-Ep. 20

I've decided to buy a home, what do I do FIRST?

Get pre-approved for your mortgage OR hire a real estate agent who will then help connect you with a mortgage professional to get pre-approved for a loan to purchase your home. This is the most important step. You want to know exactly what you can afford and what monthly payment you are comfortable with.

There are lots of loan options. You want to make sure you have done your homework and know what your options are. Some mortgage loans require you to put more money down than others, but the payment will be less if you can put more down. You just have to review all of the options and decide what is best for you and your current situation.

Once you are pre-approved you can shop with confidence and know exactly what price range to start looking in. You need to be pre-approved before you start looking so you can begin your search in the correct price range.

Once you have decided, or even if you are just considering looking, getting pre-approved should be your first task. Call me today and I can help you get started.