Thursday, March 17, 2016

How to Ditch the 10 Money-Wasting Habits?

Whether it’s skipping the coffee and bagel run in the morning or going without that cute pair of shoes that you don’t need, there are always ways to cut out items you may be waiting your money on. 

  1. 1.     Paying Bank Fees- Do you know how much your bank is charging you?  From checking fees to overdraft fees to third party ATM fees, you should do everything you can to avoid those charges.

  2. 2.     Tossing Leftovers- Whether you cooked too much food or couldn’t eat your whole meal at the restaurant, avoiding throwing away the leftovers the next day is a huge and avoidable waste of money.

  3. 3.     Buying Items at Convenience Stores- Think twice about buying that pop or candy bar at the gas station.  Convenience stores tend to increase the price of all of their items and you can find them cheaper at a grocery store.

  4. 4.     Heating and Cooling Costs- Insulate your home properly and fill in the cracks/crevices under doors can save you money

  5. 5.     Unclaimed Rebates and Returns- If you are throwing away cash you are not redeeming on rebates or neglecting to return even the littlest items you purchase, you are throwing away money.

  6. 6.     Bottled Water- Purchase a filter for your fridge or faucet or start carrying your own water bottle from home instead of paying for bottled water and clogging the ecosystem.

  7. 7.     Not Buying Generics- Some generic brands may not fit your standards but for the most part, generic brands are just like name brands with half the cost.

  8. 8.     Buying Everything New- Trying buying items through a second-hand store and prove to yourself you don’t need to buy everything new.

  9. 9.     Ignoring Discount Stores- Try purchasing some items you use on a regular basis at the dollar store or only purchase them when they are on sale.

  10. 10.  Paying for Services You Can Do Yourself- Why pay for lawn mowing or changing the oil in your car when you can do it yourself.


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